Fraud Alert: Customers are receiving multiple fraudulent texts and emails. Some messages ask if you completed a purchase and request a response to the text. Other messages state your card has been locked with a phone number to call in the message . This is not The First National Bank of Monterey!! The First National Bank of Monterey does not send texts or emails requiring a confirmation or call back. We may send you an email informing you have a new message in Digital Banking, and if you signed up, you may also receive the standard card alerts. These messages do not have links, phone numbers, or request a response.
Welcome, to a place you can call your own.
It’s a big decision.
A mortgage is often a homeowner’s largest monthly expense, lasting for years. So it often causes stress during and after the loan application process. That’s why partnering with one of our Mortgage Loan Specialists to take you through the process, from pre-approval to closing, is so vital to your financial and mental well-being.
It’s your mortgage, why not use it to your advantage?
Home and Beyond – There are several reasons to refinance, but peace of mind might be the biggest. Whether you’re looking to save money or go back to school, you want to achieve a goal or two and feel good about your decision. That’s where we can help you make your dreams come true.
Let’s put your equity to work for you
Got equity? – A Home Equity Loan can help you move forward in life by taking advantage of your home’s equity. But it’s not always the best choice for every situation; we recommend speaking with a Mortgage Loan Specialist to discuss your options.
Let’s turn the page on your debt
Why Consolidate debt? – Whether you’re in a financial jam or just being practical, our goal is to help pay down your debt quickly and smoothly. To better understand your unique situation, we recommend you talk to one of our Mortgage Loan Specialist for a custom solution.
Turn your home’s equity into cash
Why cash out? – With a cash out refinance loan, you can start making headway on your goals fast.