Serving our communities since 1910.

The First National Bank of Monterey offers a variety of terms and competitive rates on our Certificates of Deposit. Rest assured, you are utilizing one of the best savings tools available to help achieve your financial goals.


A Certificate of Deposit is designed to meet your long-term goals by locking in your money for a higher return. For more information regarding: balance requirements, interest rates, annual percentage yield, or other questions about opening a Certificate of Deposit, please contact your local branch.

The Certificate of Deposit terms we offer:

  • 31 Day
  • 91 Day
  • 182 Day
  • 12 Month
  • 15 Month
  • 18 Month
  • 24 Month
  • 30 Month
  • 36 Month

The interest rate and annual percentage yield varies by product term.