Fraud Alert: Customers are receiving multiple fraudulent texts and emails. Some messages ask if you completed a purchase and request a response to the text. Other messages state your card has been locked with a phone number to call in the message . This is not The First National Bank of Monterey!! The First National Bank of Monterey does not send texts or emails requiring a confirmation or call back. We may send you an email informing you have a new message in Digital Banking, and if you signed up, you may also receive the standard card alerts. These messages do not have links, phone numbers, or request a response.